Vp, Credit Risk Oversight Digitisation Specialist

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. AtCiti, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi'sRisk Managementorganization oversees Citi's risk governance framework and risk appetite, ensures all risks generated by the firm's businesses are measured, reviewed, and monitored on an ongoing basis.

We're currently looking for a high caliber professional to join our team asVice President - Credit Risk Oversight Digitisation Specialist - Hybrid.(Internal Job Title: Vice President–C13) based inMumbai-India.Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

We empower our employees to manage their financial well-being and help them plan for the future.

Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.

We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

In this role, you're expected to

The Risk Policy Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.

Skilled and dynamic Product Owner with expertise in Agile methodologies and extensive experience inTableau dashboard development. The ideal candidate will be responsible for defining the product vision, writing detailed JIRA stories, and ensuring successful execution of Agile processes. Additionally, this individual will leverage their expertise in Tableau to create advanced dashboards, workflows, and utilize Tableau Prep for data preparation.

Responsibilities:
Responsibility covers managing portfolio risk policy for the aligned products, focusing on growing and maintaining healthy portfolios through line and various accounts maintenance programs such as limit increase/ decrease, accounts renewals/ closure, cross-selling between products

Manage merchant policy for Cards product, focusing on strong merchant business through managed exposure and governing of merchant acquiring policy

Manage 3rd party exposure and key money policy (as applicable), ensuring controllable exposure according to risk appetite

Work together with counterparts from Business, Sales, Credit Operations, Decision Management, Operations & Technology to ensure correct policy implementation at an operational level

Interact with regional counterparts for policy approval and adherence to Global/Regional Policy requirement

Provide analytics at portfolio and segment levels for the purpose of monitoring, making policy adjustments, provide sound credit decisions with the ultimate goal of optimizing risk and rewards

Work together with the Risk MIS team, in charge of Credit Risk Reporting and Portfolio Quality Review Reporting, as well as facilitating ad-hoc reporting as needed

Responsible for reporting and accuracy of critical portfolio data returns to the Bank's key regulators

Responsible for the regular validation as well as new development of the portfolio score & segmentation models through collaboration with regional and global risk analytics team

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Act as a Product Owner in Agile teams, driving the product vision and ensuring successful delivery.

Collaborate closely with cross-functional teams to gather requirements and define product backlogs.

Write detailed and clear JIRA user stories to guide development teams.

Facilitate Agile ceremonies such as sprint planning, daily standups, and retrospectives.

Create, develop, and maintain visually appealing and insightful Tableau dashboards to meet business needs.

Utilize advanced features of Tableau, including Tableau Prep Flow, to streamline data preparation and ensure efficient data analysis.

Provide ongoing support, troubleshooting, and enhancements to Tableau dashboards based on user feedback.

Work with stakeholders to understand their requirements and deliver data solutions that drive business insights.

Stay updated with the latest Tableau features and best practices to continuously enhance the value of data visualizations.

Qualifications:
10+ years experience in Statistics/Analytics/Decision Management will be desirable

Highly ethical and with integrity

Proven experience working in Agile environments and acting as a Product Owner.

Strong understanding of Agile principles and processes.

Hands-on experience writing detailed JIRA stories and managing product backlogs.

Expert-level experience in Tableau dashboard development, including advanced visualization techniques.

Proficiency in Tableau Prep and other advanced features for data preparation and workflow automation.

Strong communication and stakeholder management skills.

Ability to translate business requirements into actionable user stories and data visualizations.

Experience working in fast-paced, dynamic environments.

Ability to manage multiple projects simultaneously and meet tight deadlines

Excellent verbal and written English communication skills

Effective listening skills

Candidates must have effective negotiation skills, a proactive and 'no surprises' approach in communicating Risk issues, strength in sustaining autonomous views

Able to work across levels in risk management and also with other operations and business teams

Excellent Presentation skills – adept at presenting effectively to audiences of various sizes and adapting style as necessary

Able to identify and influence key decision makers across various levels and functions within the organization

Able to work in a rapidly changing external environment and support business in a highly competitive and challenging market

Education:
Bachelor's/University degree, Master's degree preferred

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today
https://jobs.citi.com/dei

Proven experience working in Agile environments and acting as a Product Owner.

Strong understanding of Agile principles and processes.

Hands-on experience writing detailed JIRA stories and managing product backlogs.

Expert-level experience in Tableau dashboard development, including advanced visualization techniques.

Proficiency in Tableau Prep and other advanced features for data preparation and workflow automation.

Strong communication and stakeholder management skills.

Ability to translate business requirements into actionable user stories and data visualizations.
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Job Family Group:
Risk Management------------------------------------------------------
Job Family:
Risk Policy------------------------------------------------------
Time Type:
Full time------------------------------------------------------
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