Vice President, Credit Risk I
At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world's financial system we touch nearly 20% of the world's investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions with our clients that benefit businesses, communities, and people everywhere.
We continue to be a leader in the industry, awarded as a top home for innovators and for creating an inclusive workplace. Through our unique ideas and talents, together we help make money work for the world. This is what #LifeAtBNY is all about.
We're seeking a future team member for the role ofVice President, Credit RiskIto join ourRisk and Complianceteam. This role is located inPune, MH – HYBRID
In this role, you'll make an impact in the following ways:
Contributes to risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration.
Develops and delivers documentation and reporting in a timely manner.
Helps to improve each region's adherence to the risk management strategy of the assigned credit risk discipline or contributes to the development of strategies to bring the regions into compliance with standard regional and global regulatory and policy requirements.
Helps to identify existing and emerging risks that are applicable to the assigned credit risk discipline.
Credit Analysis & Approval/Portfolio Management:Contributes to analyses of industry, country and counter party credit portfolios and credit portfolio quality. Interacts frequently with portfolio managers. Contributes to legal documentation processes and structuring of term sheets and deals and may independently complete drafts of documentation for review by more senior professionals.
Operational Credit Risk:Contributes to the completion of numerous credit processing and assessment activities, including credit analysis, underwriting, borrower re-rating/approval and transaction review and approval for intraday credit. Approves and oversees a moderate quantity of standard credit processing and assessment activities.
Country Risk:Contributes to the assessment and grading of credit quality for the assigned large, complex country. Uses growing experience to accurately and effectively track the fiscal condition of sovereigns and to develop ratings for country borrowers. Reviews ratings produced by less experienced professionals for accuracy. Prepares standard country risk assessments and integrates assessments into portfolio management for the organization's overall credit risk.
Credit Administration:Contributes to the completion of credit reviews or credit submissions and other related activities and operations for the various credit portfolios. Contributes to the preparation of credit proposals, preparing documentation and financial spreads. Audits credit proposals and confirms credit approvals are in compliance with policies.
To be successful in this role, we're seeking the following:
Bachelor's degree, in any discipline, would be required.
8+ years of total work experience preferred.
Prior experience/background in credit risk preferred.
Experience with borrower rating systems and tracking methodologies, and basic knowledge of fiscal and financial condition indicators preferred.
At BNY, our culture speaks for itself. Here's a few of our awards:
America's Most Innovative Companies, Fortune, 2024
World's Most Admired Companies, Fortune 2024
Human Rights Campaign Foundation, Corporate Equality Index, 100% score, 2023-2024
Best Places to Work for Disability Inclusion , Disability: IN – 100% score, 2023-2024
"Most Just Companies", Just Capital and CNBC, 2024
Dow Jones Sustainability Indices, Top performing company for Sustainability, 2024
Bloomberg's Gender Equality Index (GEI), 2023
Our Benefits and Rewards:
BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life's journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.
BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.