Product Cash Treasury Analyst

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:
What you need to know about the role:
The Product Cash Treasury Analyst is integral to the execution of the liquidity management strategy to support PayPal's global business and is responsible for ensuring appropriate management of company's financial resources in accordance with treasury policies and procedures.

Meet our team:
The Team manages regional (APAC/EMEA/US/LATAM) cash management operations: ensuring sufficient funds are available to meet ongoing operational and regulatory requirements, managing numerous bank accounts, and support key controls.
Job Description:
Your way to impact:
This position reports to the Regional Product Cash Lead and works closely with Finance functions (such as Accounting, Tax, Intercompany Group, Controllership), other internal constituents (such as Legal, IT, Product), and external parties (banking partners).

Your day to day:
From a day-to-day perspective, the Product Cash Treasury Analyst will manage regional (APAC/EMEA/US/LATAM) cash operations:
Ensure sufficient funds are available to meet ongoing operational and regulatory requirements, manage numerous bank accounts, and support key controls.
Support day-to-day cash management operations, including, but not limited to, daily cash reconciliations, cash and FX needs forecasting, in accordance with treasury policies and procedures to meet PayPal product liquidity and PayPal entities regulatory requirements
Support SEPA direct operations: maintain intraday and overnight liquidity to meet operating and regulatory requirements
Conduct regular analysis on cashflow trends and present findings
Identify weaknesses and associated risks in our internal process controls and recommend mitigation of risks and reduction of repeat operational issues
Document, maintain and update operational processes, exceptions to policies and cross-train
Incident management, including tracking & reporting, and support settlement of customer activities for fiat and crypto flowing through the platform
Support resolution of payment operational challenges (with internal and external teams)
Execute on continuous improvement of our treasury & cash management tools, systems and processes, including cash flow, liquidity & FX forecasting, payments and reconciliations
Work on ad hoc projects as assigned

What do you need to bring:
2 to 4 years of Treasury Operationsexperience
Experience in day-to-day cash management activities
Experience inQuantum or SAP
Proficiency in SQL is an advantage

Additional Job Description:

Subsidiary:
PayPal
Travel Percent:
0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:
At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset—you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visithttps://www.paypalbenefits.com.

Who We Are:
Click Hereto learn more about our culture and community.

Commitment to Diversity and Inclusion
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us ******.

Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, pleaseJoin our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.