You Lead the Way. We've Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you'll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
Functional Description:
The incumbent would be part of the Enterprise Data Strategy team based in Gurgaon and reporting into Manager – Global Account Monitoring (GAM) Strategy & Product Management. This position will be involved in analytics related to Bureau/Third Party Data strategy for Customer Management function through Structured and Risk based principles. This will involve working closely with Internal Business partners/Stakeholders and External Data Providers to drive foundational data assets and transformation.
Role & Responsibilities:
Support new portfolio, product/feature launches; accelerate new data explorations and expansions with a global perspective
Support Product Management function driving third-party data integrations. This would involve steering requirement grooming, prioritization, and testing for all external data ingestion.
Improve data-usage economics and continuously monitor coverage/data freshness and identify opportunities for improvement in international markets
Build data driven insightful analytics to identify opportunities in bureau processes or expansive / unexplored usage of bureau products in downstream risk models and strategies
Also drive analytics, research, and capabilities development supporting regulated data (e.g. credit bureau information) and non-regulated data (e.g. aggregated or vertically compiled) to support Change Management
Evaluating existing and new data sources to identify opportunities for customized and optimized data solutions that address business needs
Periodically update senior leadership on progress on key initiatives
Partnering with our compliance and legal organizations to ensure all new developments are acceptable within the legal and regulatory framework of Credit Bureau reporting and credit monitoring
External perspective on competitor bureau data strategy and benchmark with internal strategy
Minimum Qualifications:
0-3 years of experience in analytics/credit risk or related work experience
Master's Degree in a quantitative field (e.g. Finance, Engineering, Mathematics, Statistics Computer Science or Economics) from a top tier institute
Understanding of credit card business economics
Preferred Qualifications
Strong quantitative, analytical, project management and structured problem-solving skills with proficiency in SQL, Python, HIVE & EXCEL
Understanding of Third Party Data and Working knowledge of Credit Card business, Risk and Financial Management platforms is desired
Ability and willingness to work in a fast-paced environment and on aggressive time-lines
Effective team player and be able to manage multiple projects
Excellent oral and written communication skills
Strong relationship management and negotiation skill
Demonstrated ability to drive innovation
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.