You Lead the Way. We've Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you'll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
American Express' Financial Intelligence Unit (FIU) is responsible for the end-to-end suspicious activity reporting process, which entails monitoring for, investigating, and, when appropriate, reporting suspicious activity. As part of this process, the FIU relies on Global Financial Crime Compliance partners to develop and implement automated transaction monitoring rules, reports, and other processes designed to identify activity potentially indicative of criminal behavior. The FIU then investigates the potentially suspicious financial activity, and, when appropriate, files suspicious activity reports (SARs) with the Financial Crimes Enforcement Network (FinCEN), part of the U.S. Department of the Treasury, and/or refers matters to EMEA compliance partners (Market Compliance Officers - MCOs) for review and reporting. In addition, the FIU manages risk associated with politically exposed persons and persons and entities on core sanctions and risk lists through regular screening, and manages risk associated with improper payments that could be indicative of bribery, corruption, or other illicit activity by reviewing internal American Express payments and expenditures. The FIU performs a critical role in ensuring that American Express complies with all applicable local and international laws and regulations, including the Bank Secrecy Act, the USA PATRIOT Act, and the Foreign Corrupt Practices Act, and provides law enforcement with key information for the investigation and prosecution of money laundering and terrorist financing, credit card fraud, identity theft, and other criminal activity.
The successful candidate will work in our India hub to mitigate risk to the American Express enterprise through research and analysis of financial activity for suspicious patterns along with the review of records. Candidates must be flexible and willing to change responsibilities to meet business needs, should be comfortable reading and reviewing records from non-U.S. jurisdictions, and be able to work with various teams across American Express, including international Market Compliance Officers, line of business representatives, and project teams, among others.
Responsibilities:
To develop and maintain an adequate knowledge of the global financial crime environment
Conduct time-sensitive, meticulous reviews of financial activity identified through transaction monitoring and referrals across multiple jurisdictions and countries, using a wide variety of research and analytical tools
Producing well-written reports detailing and analyzing potentially suspicious activity
Perform quality assurance reviews and provide feedback, as appropriate
Collaborate with lines of business and building relationships with strategic partners across the unit to ensure effective coordination of significant matters
Assisting with additional projects to aid various GFCC and non-U.S. teams
Preferred Skills:
Bachelors/University degree preferred or equivalent experience
At least 4 years of work experience with a minimum of 2 years as AML Compliance Analyst in a financial services institution or payment institution in any of the following areas is highly preferred: Anti-Money Laundering compliance, Suspicious Activity Reporting, financial crime, KYC or enhanced due diligence, or law enforcement
Keen attention to detail in research, analysis, and documentation
Proven ability to analyze large amounts of data in order to report critical information
Experience with Microsoft Word and Excel
Effective communication and excellent writing skills
Demonstrated ability to handle new and varied work streams depending on business needs
A strong candidate will also be able to manage multiple tasks simultaneously; be an enthusiastic self-starter; and deadline-driven team player
High level of professionalism, flexibility, self-motivation, and sense of urgency
Fluent in English (spoken and written)
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.